Index-Based Flood Insurance: Helping Bihar’s Agricultural Communities

Poonam Bhagat inside her house in the village Ajitpur Bakuchi, showing the signature marks of the flood from last year. About 76% of the population in north Bihar are at risk of flooding, causing widespread destruction and human tragedy.
The state of Bihar is India’s most flood prone state. An IWMI led Index-based flood insurance scheme, has delivered real benefits to help alleviate crop loss through floods and has strong potential for scalability.